After completing the NY Defensive Driving Course, how do I receive my insurance discount?
You will be mailed a certificate of completion when you have successfully completed the Defensive Driving course. If you present your certificate to your insurance company or agent within 90 days after course completion, your liability and collision premium reduction will begin immediately, retroactive to the date you completed the course.
How much is my insurance discount?
The New York Defensive Driving Course provides a guaranteed 10% reduction on the base rate of your liability, no-fault, and collision premiums. This discount last for 3 years.
When does the insurance discount begin?
As long as you turn in the completion certificate within 90 days of completing the online traffic course, the discount begins on the completion date.
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Frequently Asked Questions
Are you approved by the New York State DMV?
Yes, we are approved by the New York State Department of Motor Vehicles.
How long is the defensive driving course?
The course is six (6) hours long.
How often can I take the Defensive Driving Course?
After I complete the NY Defensive Driving Course, how do I receive the point reduction?
How do I know my driving record shows my defensive driving course completion?
What effect does point reduction have on my license and driving record?
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